Monthly Archives: March 2018
Choking remains the fifth among the leading causes of accidental death in America. Choking cuts off oxygen to the brain, making the Heimlich maneuver imperative. The emergency-response technique has saved 100,000 lives since its creation in 1974.
The Heimlich Maneuver Explained
Dr. Henry Heimlich, who developed the life-saving procedure, works by clearing the airway of a choking victim through abdominal thrusts that lift the diaphragm and dislodge air from the lungs.
The application of quick thrusts to the upper abdomen, above the belly button, emits the force of air capable of dislodging and expelling an obstruction of a piece of food stuck in the airway.
Its advantage over the “slap on the back” method is how the air pressure pushes the lodged material up and out of the mouth, and not down into the airway.
Leolifesavingskills.com, a company offering first-aid training courses, says that basic rescue skills can assist in saving someone’s life. Everyone needs to learn about the maneuver, even kids.
Knowing the Heimlich Maneuver Empowers Your Kid
It may be scary to imagine your kids facing a life-and-death situation and having them perform the maneuver. But knowledge exudes confidence. Passing on this knowledge to your kids also says, “You’re grown up enough to take some grown-up responsibility.” And when you trust your kids enough to give them such a responsibility, you’re also telling them that you believe in their abilities.
Knowing about the life-saving skill also encourages resolve and grit for a kid. When you teach your children about the maneuver, it’s similar to you entrusting them with a big responsibility. Learning about the Heimlich maneuver makes a leader out of any child.
In an emergency, instead of panicking, your kid will focus on the problem and apply what he learned. Letting kids learn about the procedure gives them the power to save a life. Seeing someone choking might make them feel powerless, but knowing the Heimlich maneuver can help your child make a difference.
Automotive parts do not come cheap, and they are often fragile and sensitive. These are some of the reasons you should always pack your auto parts properly when shipping, as doing so will save you time and money.
Here are some tips to pack your automotive parts before handing it out to the automatic container loading system. Automatic loading and unloading systems are usually safe and can handle fragile products, but it won’t hurt to follow these procedures for packing:
Check each and every part to make sure that they’re free from any form of grease or residue. If they seem dirty, clean them out with a dusting cloth or a damp cloth. Get rid of fluids inside the parts and dry them well before packing, as leaving them with dirt and fluids on can cause damage during shipping.
Dissasemble and Seal
Make sure to disassemble any delicate component from the auto parts before putting them in their respective packaging. Pack each and every piece of bubble wrap to avoid breakage. Lastly, make sure that the plastic pouches are sealed tightly and properly before putting them in their boxes.
For irregularly shaped automotive parts, fill in empty spaces by putting crumpled packing paper and then wrap everything in duct tape. This will ensure that nothing else will come loose and that everything will be intact during the shipping process. After doing this, make sure to get cardboard boxes and put your wrapped packages there. Make sure to get ones that are durable and can withstand being flipped over during shipping.
Make sure to use extra cushioning, such as styrofoam and packing peanuts, when packing auto parts. This will ensure the safety of your parts, as they would have something soft to bump on to in case the shipping gets a little rough. Enjoy packing!
You probably already know that building your business takes time and effort. When it is time for your exit, therefore, you should receive the best amount from selling your company. This will help you fund your next business venture or retirement.
Ubcutah.com, therefore, knows that getting a consultancy company to advise you on the best strategies is essential when selling a business in Salt Lake City. They will help you prepare for the sale and make your company more appealing to boost the price you get for it.
Here are some strategies they might recommend to maximize the value of your company.
1. Build recurring income agreements.
Sales are the engine of a successful enterprise. You should consistently increase your sales and profits in the period leading to your exit.
Pay attention to recurring revenue agreements since they will generate income for the new owner as they establish themselves. Recurring revenue agreements boost your business selling price since they make it more lucrative.
2. Create seamless routines and processes.
Creating a seamless routines and business processes ensures the business runs smoothly even long after you pass the business on to a new owner and possibly new management.
Start developing airtight routines early that will enable the buyer to operate it efficiently. Ensure you document all routines in detail to provide them a guide.
3. Retain your key employees.
The last thing any buyer wants is a high employee turnover. Buying a business with a skilled workforce brings stability and generates profits for the business. By retaining your best employees, you will increase your business’ net worth, especially if they commit to remaining in the company after your exit.
While it is true that you have to let go of your business once it is no longer yours, it is still in your best interest to make sure you pass it on in good condition.
Imagine living with perfect vision: you don’t have any problem reading small text; you can see just about anything at a distance; and vision-related headaches are nonexistent. Obtaining 20/20 vision, however, takes work. It’s imperative that you take care of your health, and you should also avoid activities and habits that can ruin your eyesight.
For the first point, take time to visit an ophthalmologist in Monmouth County, NJ, so you’ll know early on if there’s anything you need to do to avoid having impaired eyesight in the future. It’s also recommended to eat the types of foods that can improve vision, such as green vegetables, sweet potatoes, fruits and Omega 3-rich foods.
On the other hand, here’s what to avoid:
Excessive screen time
Are you frequently looking at your computer screen? It’s hard to avoid this, especially when it’s part of your job. Staring at a computer screen for a long time makes your eyes focus and refocus, and this can lead to eyestrain, double vision or eye irritation. So that advice about taking breaks away from your computer now and then? Follow it if you want to protect your eyesight.
You may view smoking as irrelevant to eyesight, but it can, in fact, lead to cataracts and even vision loss. Age-Related Macular Degeneration or AMD, which results from the loss of central vision, and glaucoma can develop from cigarette use. As early as now, quit the habit to save your eyesight.
Lack of sleep
Sleeping is integral to optimal health, while the lack of it can lead to many serious health problems, including eye spasms and dry eyes. So always make it a point to get adequate sleep for your eyes to remain strong and healthy. And don’t forget to stay away from electronic devices before you go to bed so you can sleep soundly.
Don’t put any further strain on your eyes. Prevent vision problems by eating right, giving your eyes a rest, and living a healthy lifestyle.
Current mortgage rates are on the lower end, but you can’t count on them to remain on the lower end forever. If you’re one of those homeowners who’s planning to refinance this year, you need to tread carefully because you might end up spending more than you bargained for. That said, avoid making these costly refinance mistakes:
Refinancing Without Sufficient Equity in Your Home
This would raise your overall mortgage costs. If your home equity value is lower than 20%, you would need to pay private mortgage insurance (PMI). This means that even if you manage to secure a low-interest rate in Utah, your PMI premiums would negate potential savings from a refinance.
Opting for a Lengthier Loan Term
Going for a longer loan term might reduce your monthly payments, but you might end up spending more over the loan term in interest. For instance, if your loan is worth $200,000 with a 4.5% interest rate, your monthly payments would be around $1,000. You would have spent upwards of $43,000 in interest, while saving up to $20,000 off your principal.
Overall, your interest would be around $164,000. If you decide to refinance the remainder, which is about $182,000 with a loan term of 30 years and an interest rate of 4%, you’d be paying more towards interest monthly. But, you save about $245 on your monthly payments. When you compare this to your original loan, you’ll only save $2,000 or less.
Doing Away with Closing Costs
Refinancing means taking out a new mortgage and replacing your original mortgage. This means that you’d need to pay closing costs again for finalizing the paperwork. On average, closing costs are around 2% to 5% of your mortgage’s value, such that you might need to pay $4,000 up to $10,000 for a loan worth $200,000. While you could opt out of paying closing costs, your lender would charge you a higher interest rate. This move could end up making your refinance more costly in the long haul.
Refinancing could save you a lot of money, but only if you go about it the right way and weigh all the pros and cons. It’s easy to just focus on securing the lowest interest rate, but you need to take into account other related costs. For best results, discuss your options with a reputable lender.